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With Howard CM’s HCM 401(k) Optimizer®, you receive professional advice for your 401(k).
We deliver recommendations to assist you with important investment decisions. Let us help you take charge of your future today.
"Are you interested in adding a valuable service for your clients without the burden of a heavy expense?"
Now you have the opportunity to join forces with the HCM 401(k) Optimizer® Team. When you sign up as a Partner, you will have one more tool in your quest to help your client’s reach their retirement goals. Your clients will receive professional advice they can use right away.
"How do I invest my 401(k)?"
The HCM 401(k) Optimizer® was developed to help answer that question. You, like many others may need help choosing from among the investments your employer’s plan offers and allocating those choices appropriately. We give you the tools to help you make informed decisions. It’s quick and simple and you maintain complete control of your assets.
"Do your employees need assistance choosing 401(k) investments that are appropriate for their risk tolerance and time horizon?"
Many employers offer their employees a 401(k) program, often as an incentive to join or stay with a firm. Offering a plan makes the employer a Plan Fiduciary, with certain corresponding duties and responsibilities to the plan participants.