Is It for Me?
The HCM 401k Optimizer® is for working individuals who need assistance choosing and allocating their 401(k), 403(b) or similar company sponsored retirement plan.
Choose a Proactive Approach
People expose themselves to financial risk by not taking proactive measures with their company-sponsored retirement plans. Our goal is to help you learn how to invest 401k, strive to optimize your returns and protect your capital gains.
Financial Well Being as the Goal
An actively managed account, we believe, is a great way to improve results and protect assets. Our approach is to apply how to invest 401k
to our proprietary indicator, the HCM-BuyLine®, which is designed to keep our clients on the right side of the market.
Strive to Protect Your Assets
One great feature of the HCM 401(k)Optimizer® is access to the HCM-BuyLine®. When the market drops below the HCM-BuyLine®, you will receive notification with advice on how to restructure your portfolio in an attempt to protect your assets. When the market moves above the HCM-BuyLine®, you will once again receive advice about what to do next.